0 not showing up with text formula

I have a formula:

=TEXT(B48,"###")&" transactions ("&TEXT(D48,"+0%;-0%;0%")&" m/m)"

This should pull in something like this:
15 transactions (-50% m/m)

However, if cell B48 is 0, it doesn't pull in the 0 and I'm left with something like:

transactions (-100% m/m)

How do I set this up so that it pulls in the 0?

Perfect! I knew it had to be something simple I just couldn't figure it out. Thanks!