Hello Forum, I have a Mortgage (who Doesn't) and I wanted to Have a Excel book that I could use that gave me the exact (nearly is good enough) balance as my Bank Statements.
I discovered from Bank Statements that the charge for interest will sometimes be higher than the interest charge from Previous month and I understand that this can be caused by the number of days in a month. (e,g 30 days compared to 31 days) I a honestly too lazy to figure if it is possible to duplicate the statements on excel and it maybe out of my degree of knowledge. Please see attached Statement (actual statement)and a screen shot of Mortgage excel sheet that I found online some time ago
I paid a visit to the bank 2 days ago and asked if the could explain how interest charge can be greater than previous month but he could not answer this question. He suggested I ring the Bank instead but they put you on hold for ages and easy to loose interest. excuse the pun.
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