Saving default settings in excel

I am working on lots of excels, with data queries from sql and pivot tables.
Is there a way to set defaults to some settings in excel (not in this specific file).

To be more specific:

1. Import data from SQL: Refresh on opening, save password
2. Formatting of number to have two digits and a comma separator
3. Pivot table: when adding to values sum instead of count, refresh when opening the file

anyone? bump!