Macro to insert new row with formulas of row above

[zacjy]

I'm new to macros and vba etc so please excuse ignorance!

I have an unfinished table for recording data with several sections/subcategories to it (between 3 and maybe 20 rows each), all under the same headings and seperated by a blank row at the moment. Ideally I would like a macro (or otherwise) to insert a new blank row with copied formulas etc from the row above when the previous blank row has had values inserted so that there will always be one row between sections ready to input new data for that section. Is this possible?!

Thanks for any help