Super Advanced OFFSET formula, almost have it

"Goal: I am trying to write a formula for cell J13 that returns the money value by looking up all the rest of information from the inputs in column J4-J6. For clarity, I want a formula in J13 that takes the 3 values above it to find the $$$ in column D by reference. So J6 = 1000 leading to the top chart section, J4 = A leading to the first 3 rows, J5 = Average leading to D7 which is $50. Or 3000 B Poor leading me to $15 or 5000 A Fair leading to $80. I have been able to get close using if multiple times, but I would like it to run smoothly for the rest of the charts, which add rows and are different sizes than the first chart, If someone could change my tweeking formula in J13, I'd Appreciate it. Thanks
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If you lose all of the merged cells and arrange the data in database fashion, it's straightforward:

	B	C	D	E	F	G	H
4	Qual	Cost	Cond	???		A
5	A	1000	Good	70		Average
6	A	1000	Average	50		2000
7	A	1000	Fair	35
8	B	1000	Good	65	Result	$ 50.00	G8: {=INDEX($E$4:$E$38, MATCH(1, ($B$4:$B$38=G4)*($C$4:$C$38=COST_H12)*($D$4:$D$38=Construction_Quality), 0))}
9	B	1000	Average	45
10	B	1000	Fair	30
11	A	2000	Excellent	105
12	A	2000	Good	70
13	A	2000	Average	50
14	A	2000	Fair	35
15	B	2000	Excellent	90
16	B	2000	Good	65
17	B	2000	Average	45
18	B	2000	Fair	30
19	A	3000	Good	55
20	A	3000	Average	35
21	A	3000	Fair	25
22	A	3000	Poor	20
23	B	3000	Good	50
24	B	3000	Average	35
25	B	3000	Fair	25
26	B	3000	Poor	15
27	A	4000	Good	70
28	A	4000	Average	50
29	A	4000	Fair	35
30	B	4000	Good	60
31	B	4000	Average	45
32	B	4000	Fair	30
33	A	5000	Good	150
34	A	5000	Average	115
35	A	5000	Fair	80
36	B	5000	Good	140
37	B	5000	Average	100
38	B	5000	Fair	75

I have no suggestion for that. It's terrible practice in Excel.