IF Function Does Not Calculate Properly When Adding a 3rd IF formula

Hello All,

The following equation calculates the correct answer, 2264, where D11 = 175 , D10 = 13%:

=IF('Data Input'!$D$9="Female","",((370+(21.6*'Data Input'!$D$11*1-$D$10))/2.2)*IF('Data Input'!$D$12="10 - 30",1.2))

but the following modified equation does not calculate the correct answer, 1886 (it calculates 0, an incorrect answer), where D11 still = 175 and D10 still = 13%:

=IF('Data Input'!$D$9="Female","",((370+(21.6*'Data Input'!$D$11*1-$D$10))/2.2)*IF('Data Input'!$D$12="0",1)*IF('Data Input'!$D$12="10 - 30",1.2))

Thank you,

Patrick