Basically,

I want to create a formula to see if a person overcontributed or not based on their birth date (m,dd,yyyy), if their 50 and older then the max amount They can contribute is a certain XX firgure and if their below 50, then its another figure. I want it to return "Overcontributed" if they went over the dollar amount and "No" if they didnt. I have a unique identifier for each individual. I also have all the year to date contribution and gross pay.