I am currently using the INDIRECT.EXT function as follows:

=INDIRECT.EXT("'K:\Insurance Quotes\Quote Sheets\2005\[Quotes2005_"& $D12
&".xls]TDS'!$M$6")

However, I NEED to replace the file path (K:\Insurance Quotes\Quote
Sheets\2005\) in this formula. I have concatenated this in a cell and would
like to use the cell reference as the path.

I just don't know how to! Please help.