Richard,
That worked perfectly. As for the Payments I needed it to pull the purchase from lets say the month before or 2 months before as if the company was going to pay for those purchases they made then. (e.g. purchases made in jan get paid for in march for example. I just took your OFFSET function and changed the parameters to the following:
The one caveat it that in order for it to work, the input has to be put in as a NEGATIVE so that it knows to look back a column. So far so good and can't thank you enough.
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