To know how to solve this one, you need to get your logic clearly understood. I have interpreted your description as:
If N65 isn't blank then:((H65+I65+N65)*10)
otherwise (i.e. N65 is blank)if C65 = "ns" then:
-1
otherwise (i.e. c65 doesn't equal "ns")
if L65=0 then
"NA"
otherwise
""
I tend to draw little tree diagrams to help me understand the logic when it gets tortuous...
If the above, then just put the last IF in instead of the "".
If it's not the above, then we can only help you once we fully understand the logic.
A couple of other observations.
Firstly, COUNTA() on one cell - presumably that's just to see if it's blank or not. You can use NOT(ISBLANK(N65)) for the same thing which is longer, but much easier for other people to understand.
Secondly, do you want the value "NA" or the error #N/A? If the latter, you can put the function NA() in your formula and it will generate the error code instead of text.
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