Insert Column to the left once value of Cell = Specific Cell using IF Reference

I'm attempting to insert a column to the left of a dynamic cell once the value reaches an amount that is = to a specified cell. I am creating a template for future loans of similiar structure. The reason for doing this is that it is a loan structured with two tier interest and once the value reaches a specified amount, the loan starts paying a differing interest rate. To reach this cutoff value, an additional payment is needed before the cutoff value is reached. I have named the range with the total loan amount "Values" I am receiving a run-time error '424' message that states "object required"

Can anyone give me some adivce on how to do this?

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Administrative Note:

Welcome to the forum.

We would very much like to help you with your query, however you need to include code tags around your code.

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(Note: this change is not optional. As you are new, I have done it for you this time.)

No - as i said, I added them for you.

You need to remember to do this yourself next time.