Got it.
This works, but ...
it takes a long time to calculate, and ....
it uses the volatile functions OFFSET and INDIRECT.
If you aren't familiar with volatile functions they recalculate every time you edit / enter anything ... even if it has nothing to do with the formula ... ie edit a text header.
So if you change a header etc it takes the entire table about 20-25 seconds to recalculate on my machine.
With that much data the initial helper column takes a little longer, but when it's done it's done. Nothing in that model is volatile.
To shorten / simplify the formulas I used named ranges for the date data and rainfall data.
The date data in Name Manager I call DateDat
the formula (months only) in B5 array entered is
change SUM to MAX to MIN etc across.
The formula in H5 (month by year) is
array-entered.
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