If you want to know what 20% of the valueis then just do *0.2. But if you want to know what 20% more than the starting value is, then you need to take the starting value 100% plus 20% which is 120% of the starting value, which is 1.2 times
If you want to know what 20% of the valueis then just do *0.2. But if you want to know what 20% more than the starting value is, then you need to take the starting value 100% plus 20% which is 120% of the starting value, which is 1.2 times
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