Hi everyone.

My goal for 2014 is to BUDGET : ) So i thought I could utilise Excel to create a really awesome running budget sheet.... until I realised I had NO idea what I was doing.

Basically I want a budget template that is able to outline what all the expenses are- Mortgage, savings, utilities etc. I have figured out an annual amount for all of the items, then worked out what my fortnightly payments need to be towards each item eg. $150 per fortnight for electricity.

As we have different amounts of money coming in each month its really hard to put the appropriate money away for these items without visualising it, which is where a spread sheet that was able to have a running balance would be awesome.

I would like to be able to put in eg. $5000 for the month and it automatically updates each item so I can see how much each item currently holds, I don't mind if I have to do this manually. I just want to see how much my electricity account holds and the water rates account holds etc. each time I make the appropriate fortnightly payment so that when a bill comes around I can see how much is in each account, if there is not enough I can see where I can move money around without to much drama.

Does this make sense to anyone? If anyone could please give any advice or create a template it would be sooooooooo APPRECIATED : )

Cheers,

Kristin